Tuesday, February 19, 2013

The Downside of Fixing the Roof

Well, after officially signing with a company (and still being pissed at the other one) we are going to be on our way to getting our new roof, gutters and the 3 windows at the front of the house (they're original and SOOOO drafty) We're hoping that this process will up our curb appeal and the efficiency of the house. It will also help when the damn thing doesn't fall in on us.

Sadly, this means financing.

Nate and I do not like to finance. Until yesterday, all we had was one car payment. Every single project we have done on this house we have paid cash for.

Sadly, we don't have $14,000 hanging around. (Ouch, my soul hurts just looking at that number)

So, we are going to be cutting back a little bit on the DIYing around here. If we have a $300 a month payment to make on the roof, that is $300 less I can be putting in the house every month. We will totally be fine financially, but it will take more planning and persistence.

Never fear though, we are still going to be doing things, and we have TONS of plans for these next few months.

So what does this mean?

This means I will be downgrading from 5 projects a week to 2-3 projects a week. There will be much more sewing, or free projects, and we'll probably venture into some lifestyle changes. The biggest challenge for Nate and I is going to be that we can not eat out- which we are used to doing WAYYYYY more than we should. I don't know how we got in the habit, but we did and now it's going to be a tough one to break.

I'm hoping that every Monday, Wednesday and Thursday I will have posts that make people ooohhh and ahhh, then Tuesdays and Fridays will be more flexible, if I post, it may be a text post, like the dating post, or it may be jewelry or mood boards.

Basically, please don't break up with me because I have to put a roof on my house. This blog has kind of become my sanity in all this chaos, but I wanted to make everyone aware that if I don't post, it's because I'm curled up in a ball eating my 5th package of Ramen for the day.

What do you guys do when these scary payments rear their ugly heads?

16 comments:

  1. That way it will take you longer to finish your whole house and run out of things to blog about! Bright side! Really, I think 2-3 project posts a week is plenty ambitious. More time for dog posts :)

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    1. DOG POSTS?! Am I allowed to do that!? ;)

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    2. If I can do baby posts, you can do dog posts :)

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  2. You could do a once per week guest post, or interviews, or reviews of local thrift/hardware/paint/furniture stores. If you ever want ideas for free posts, I have tons of ideas! (no follow through, but plenty of ideas)

    Also, a tip for eating in more: When you cook, make double and freeze half. When you have something in the fridge that will be ready faster than if you eat out or order a pizza, you're more likely to eat in. Or at least you've given yourself a fighting chance to avoid eating out. ;)

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  3. I think you'll actually like this pace better. You won't feel as stressed and burnt out.

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    1. I hope so. One doesn't want to be burned out from their own house.

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  4. I think this just makes your blog all the more genuine. There are plenty of DIY blogs with people who buy $500 rugs and $350 chairs without any mention of financial hardship. Who are these people and how did they quit their jobs to blog and still afford all this stuff?! A big reason I love your blog, and Stephanie’s, and Tracie’s and Kenz’s (and others? If they are out there, let me know!) is because I was looking for “people like me” who can’t do it all at once, who admit things aren’t always rosy and perfect. That to me is worth 100 of those “other” blogs! I always love a good organization post, shoestring furniture redo’s, mood boards for nonexistent rooms, etc. I’m sure you’ll come up with some great ideas!

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    1. Thanks, Erin! I really appreciate that. It is hard to be the few people on the internet where it's like No, I can't, I don't have the money- so it is nice to hear you appreciate that. If you have any guest posts, please feel free to contribute. The Do It, Write section is full of guest posts!

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    2. Yikes, where have I been?! I need to check out that section. I've done a few interesting things around my broke-ass home...hmm!

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  5. Ooh! Another idea! Guest posts! Get your friends & relatives to send you pictures of what they are doing. I love to snoop.

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  6. I second what Erin said. WE are also in the eat out way too much club here. It's tough to get out of that habit but you can do it! Don't worry, I think people will still follow and of course, there is always room for more dog posts! HAha. Big money house maintenance sucks..

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  7. Wow, I know you have more roof to replace but I really would have expected it to cost less than mine.
    More dog posts works for me :)
    And I agree with Erin/

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    1. Thanks, Karen! I will make sure to post more doggies ;) Our roof also costs a lot due to the pitch of the roof, it's extra steep so it adds more squares and safety budgets.

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  8. I LOVE that you are doing your decorating on such an amazing budget! I have found it more difficult to pay ridiculous prices on many things, but we all have to make choices on what to spend the big money on (and a roof definately qualifies!!). So keep it up! and figure that the inspiration will come from where you least expect it!!

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  9. Great post! Have you considered renaming your blog? "Broker Ass Home"? "The Even More Broke-Ass Home"? "Broke Ass Minus $14k = Home"?

    The possibilities are limitless. Even the tag line, "Just because I can't afford it, doesn't mean I can't put it on a $ 300 / month installment plan"

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    1. Haha, Thanks! Though if we'd been able to save the money to pay cash for the roof we would have preferred it- if it wasn't a matter of the integrity of the home we would not be financing. We try to live as debt free as possible, which is why we work so hard to decorate on a budget. We will finance because we must, and we hope that it will inspire people to decorate on even LESS of a budget!

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